Chinu Kala : The 15 Year Old Girl Who Started with Rs 300 and Turned It into a Business Worth 15 Crores

June 21, 20213 Minutes Read
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Convert stones into milestones. While this saying is understood by many, it is applied by a few. And those few create history. Standing up against difficulties is tough. What makes it even more painful is doing it against your family. Working your way up is a struggle. And at every point of time, Chinu Kala had to face this struggle to rise to the top.

At the age of 15, when most children are about to end their school life and enter college life, young Chinu had to face uncompromising opposition from her family and was eventually thrown out of the house and left to fend for herself. With Rs. 300 in hand, surviving was tough, even in the '90s.

Young Chinu never looked back. She stayed at a dormitory where even the cost of per night's stay could end up that Rs. 300 in a month. And her accommodation only included a mattress. Chinu knew that this money would finish quickly if she did not take immediate steps. Thus began Chinu's journey in the business world.

Rs.300, though it was a good amount in the '90s, it was not enough to start a career, let alone a business. Determination and efforts can move mountains. This is what Chinu had in her. She started as a salesperson and knocked on every door that came in her way. Since it was the 90's, knocking on every door was not as difficult as it is now. But the chances of rejection were never less. Since she was a young teen with no prior training about sales, Chinu had to face rejections far more often. While most people would get frustrated and give up, she did not. The rejections made her even more determined.

Chinu was not the Young Chinu now. At the bare age of 16, she had matured into a woman who was ready to work tirelessly to achieve what she wanted. Her efforts resulted in her being promoted as a supervisor. Her efforts landed her the job of waitressing at a restaurant. Slowly but steadily, those Rs.300 started blooming. At that time, Chinu changed jobs for the better, and within 3 years, she became financially stable.

Chinu married Amit Kala in 2004 and 2 years later, she entered the Gladrags Mrs India Pageant. This is where she had her first brush with the fashion world. She started working as a model and realized the gap between the fashion industry and fashion jewellery. Whatever Chinu had saved, she decided to invest it into fashion jewellery, and thus Rubans was born in 2004.

Since Chinu was brought up in a humble background, she knew everything costed money. Her designs and prices were such that a middle-class person could afford her jewellery just as easily as a wealthy person could. From a small startup, the eventual rise of Rubans had started.

From struggling to afford a small retail space in Bengaluru to opening branches in Kochi, Hyderabad, and Koramangala, Rubans was ready to enjoy the fruits of Chinu's efforts. Sales grew exponentially. Hundreds became thousands, and thousands became Lakhs.

Rubans became a known name with every passing day. Dedication, efforts, and the refusal to break even in the worst scenario helped Rs.300 to reach the 15 crores.

Chinu's story is an inspiration for everyone who aspires to make their dreams come true. We, at Glow and Lovely, wish that every girl is able to achieve her dreams and fulfil her wishes. For this, there are different initiatives that you will find on this site. From online courses and career guidance for girls to scholarships, jobs for women and internships -- we are there to help whenever you wish.

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January 24, 20192 Minutes Read

How to Score High Marks in 12th Standard Accountancy Exam

Accountancy is basically a numerical based subject, but demands a combination of writing skills, conceptual answering and mathematical skills from a student. In the practical world, accountancy is the art of communicating financial information to shareholders and managers. Hence, you must have good command over ledgers, debiting and crediting balance sheets and even journal entities.

For Commerce students, the Accountancy paper is of prime importance as this is one subject where you can score with the right approach to study. Studying this subject well not only helps you to improve your overall score in the board exams, but also opens up wide career prospects including that of a CA (Chartered Accountant), CMA ( Certified Management Accountant), CPA (Certified Public Accountant), ACCA (Association of Chartered Certified Accountants), BBA (Bachelor of Business Administration) and more.

As mentioned earlier, although this subject is primarily numerical based, you can expect a number of theory-based questions and hence, focus must be directed at writing well also. Here are some important to bear in mind while preparing for the 12th standard Accountancy board exams:

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  1. You need to first understand the important topics that demand more focus while studying. These include Share Capital and Debenture, Pro-rata allotment of shares, Partnership Firms, Analysis of Financial Statements and Cash Flow Statements.
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  1. Understanding the concepts is the most important thing in Accountancy. Once you get a strong hold on them, then you have a smooth sailing thereafter. Refer to the very effective online course on Accountancy on the Glow & Lovely Careers (formerly known as Fair & Lovely Career Foundation) website to get absolute clarity on concepts.
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  1. Get a strong hold on basic topics in Accountancy like ledger posting and debit and credit balances.

    4.As and when you study keep highlighting the most important points and make notes of these. Write down all the formulae and definitions in a book, like that of assets, debts, liabilities, profit and loss, etc., so that it comes handy to brush through just before you enter the exam hall.

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  1. Follow the Pomodoro technique while studying every day. This technique involves studying for 25 minutes and then taking a break for 5 minutes. This is a time-tested theory which has been proven to be very effective in terms of giving you greater focus during the time of study.

    5.Practice online mock tests every single day. This point cannot be stressed enough. The more speed and accuracy you attain, the better marks you score. And these can be attained only by practicing online mock tests every day during preparation. Devote 2 hours of your day only for this.

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  1. Refer and solve board exam question papers on Accountancy from the last 10 years. By this, you will get a solid understanding of what you can expect.

    Rigorous preparation will always lead you to success in any exam. Make sure you keep the enthusiasm going and never stop until you reach the goal you wanted to reach.

Success Stories
July 26, 20217 Minutes Read

Free Online Courses with Certification For Stay At Home Moms

Fortunately, we live in a time where learning can be done from the comfort of home. So if you're looking to start working again or want to improve your skills? Online courses are the way to go.

Doing an online certificate course also shows that you are taking steps to get better at something you like.

In the pandemic, online courses have become even more popular. So there are many options available. To make things easier, we have listed the top 9 free online courses that stay-at-home moms can apply for.

  1. Take Up A Creative Writing Course

    A creative content writing course is one of the best ways to improve your writing skills. Once you get into the habit of writing, you can slowly try making a profession out of it.

    An online writing course provides opportunities to learn good English. You will be given writing activities that uncover the passion you have for writing. Some of the lessons involve learning grammar, punctuation, and different writing styles.

    After understanding the basics of writing, you can apply for jobs related to content writing, proofreading (editing) or copywriting.

    You get to see your words used in magazines and websites! These types of jobs also don't have a strict working schedule. This is a bonus if you like to plan your own working hours.

  2. Develop Your Communication Skills

    Everyone feels slightly nervous about presenting confidently in the office, especially if there's been a gap in work. This is why it's necessary to brush up on speaking skills and more by taking up a communication skills course.

    With each class, you gain confidence to keep a conversation interesting and get the right points across to colleagues.

    Communication courses will teach you to find the right words to say and take control of a conversation. If you are interested in jobs linked to sales, media, or even teaching, you should definitely take communication skills courses.

    Most of these online courses also give importance to non-verbal communication skills. You get to practice maintaining eye contact and posture when you speak. All of these are equally important for good communication.

  3. Learn To Use Excel For Book Keeping And Accounting

    Do you love keeping a budget, tracking your income and expenses at home? Then you may have a passion for accounting. So why not take up a course on it to understand the basics of accounting?

    The knowledge you gain from such an online course can help when you land well-paying jobs in the finance industry.

    Microsoft Excel is a very useful tool for roles like professional accountants, where you have to look at data and make a financial strategy. This is why we also suggest taking an Excel course to know the proper use of it.

    Once you learn Excel, you will be able to do quick calculations and organize the numbers in neat spreadsheets.

  4. Do A Preschool Teacher Training Course

    Would you enjoy being a teacher to children in the age group of 2 to 6? Then we suggest that you do an online Preschool Teacher Training course. Teaching nursery kids is interesting because you get to make a huge impact on their lives.

    Besides taking a training course, you can also apply for short tutorials that help teachers to make lesson plans. Once you have the certificates, you will have more value in the job market. After that, you can apply to different preschools for a teaching job. There are several websites, like WONK, where you can work as an online teacher too and earn a good salary.

    Teaching is a rewarding profession and if you are interested in it, we highly suggest registering for several free teaching courses online. When you attend good quality courses, your teaching qualities increase too.

  5. Online Personality Development Course

    Like we said when there's a gap in employment, it takes effort to get outside your comfort zone. This is when many people take up online personality development courses.

    Personality Development courses prepare you for speaking in interviews and sharing your thoughts in groups.

    You also learn basic etiquette (manners) and tone of voice to use when you write emails or make phone calls. Knowing these small things can make a huge difference in the workplace.

  6. Pursue A Digital Marketing Course

    Digital marketing courses are in demand because technology is now present everywhere.

    When a new brand opens, the owners want the products to be visible to their potential customers. For this to happen, a lot of work goes into making a brand's potential visible on social media platforms like Facebook, Instagram, LinkedIn, YouTube, and more.

    If you would like to be part of the team that builds brand awareness for a company, you should pursue a digital marketing course.

    The things you learn from a digital marketing course will also help you get ideas for when you feel like running your own business. Overall, digital marketing is a vast field and there are various interesting job profiles you can consider.

    Also Read: 10 Simple Ways To Start A Career In Digital Marketing

  7. Beautician Course

    Have you always wanted to work at a beauty salon, spa, or clinic but never felt qualified enough? Then try a beauty therapy course to learn the basics of managing a salon and its jobs. You can take lessons on nail art, haircutting techniques, makeup, skincare, and more.

    The beauty of such courses is that you also get to meet other passionate people who also love the beauty industry.

    There are many self-taught makeup artists in India. But if you have a certificate from an online course, you are at an advantage. You will have a better chance of getting work.

  8. Basics Of Marketing

    Most big companies always give plenty of value to the marketing department. This is because the marketers take the responsibility to educate interested customers about the products. Without marketing employees, a company can even fail.

    The job of a marketer is to also generate leads (interested customers) for the salespeople. Now, this is not an easy task unless you have some knowledge about it.

    In a Marketing course, you will learn strategies used by companies to gain leads, manage them and bring profit to the company. If you are interested in marketing, take a free online course that introduces you to its basics.

  9. Human Resources Certification Course

    Human Resources is one of the many departments in a company. This group is usually always searching for new employees to fill open job positions. Their role involves finding the right candidate for the company and having an eye for detail.

    A person working in HR studies different profiles and sorts through resumes to find that one talented person who can become a part of the company.

    This is a very interesting job for many and the scope here is endless. You manage various administrative tasks for the company and you get to interact with new faces.

    You also get to welcome new team members and organize fun activities for the company. If you would like to learn more about this field, consider taking up a free HR course online.

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