Fintech Futures: Women Shaping India's Financial Technology Landscape

December 9, 20233 Minutes Read
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In the dynamic landscape of India's financial technology sector, the influence of women in fintech is increasingly gaining prominence. Trailblazers like Hardika Shah, Swati Bhargava, and Puja Srivastava are reshaping the industry and inspiring a new generation of women to take the lead in this rapidly evolving field.

Women in Fintech: A Growing Force

The narrative of women in fintech has evolved from being a rarity to a significant force driving innovation and change. As the fintech sector in India continues to expand, women are playing pivotal roles in areas ranging from entrepreneurship to technological advancements.

Hardika Shah: Pioneering Financial Inclusion

Hardika Shah, the founder of Kinara Capital, is a trailblazer in the Indian fintech scene. Her vision for financial inclusion has led to innovative lending solutions, particularly for micro and small businesses. Through her work, Shah exemplifies how women in fintech are breaking barriers and creating impactful solutions that cater to the diverse financial needs of the Indian population.

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Swati Bhargava: Revolutionizing Cashback and Rewards

Swati Bhargava, the co-founder of CashKaro, has redefined the e-commerce landscape by introducing innovative cashback and rewards programs. Her success story is a testament to how women in fintech can revolutionize traditional industries by leveraging technology. Bhargava's journey inspires aspiring women entrepreneurs to pursue their passions in the fintech realm.

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Puja Srivastava: Advancing Digital Payment Solutions

Puja Srivastava, the co-founder of Lending Kart, is at the forefront of advancing digital payment solutions for small businesses. Her contributions to simplifying lending processes showcase the transformative impact women in fintech can have on streamlining financial services. Srivastava's work is emblematic of the collaborative and innovative spirit that defines the fintech landscape in India.

Financial Technology Courses: Empowering the Next Generation

The increasing influence of women in fintech is mirrored in the rising enrolment in financial technology courses. These courses empower aspiring professionals with the skills and knowledge needed to navigate the intricacies of the fintech sector. The educational landscape is evolving to meet the demands of a dynamic industry, encouraging more women to explore and excel in fintech careers.

Fintech as a Catalyst for Financial Inclusion

The impact of women in fintech extends beyond individual success stories. Fintech, led by women entrepreneurs and professionals, catalyses financial inclusion. Through digital solutions and innovative financial products, women are contributing to narrowing the financial gap and providing accessible services to a broader spectrum of the Indian population.

Shaping the Future of Digital Finance

The contributions of women in fintech are shaping the future of digital finance in India. Their leadership, creativity, and resilience steer the industry towards a more inclusive and tech-savvy era. As digital finance becomes an integral part of everyday life, the influence of women in steering this transformation is undeniable.

The landscape of women in fintech in India is not just about individuals making a mark but a collective force driving innovation and transformation. Enrolling in financial technology courses further signifies women's growing interest and capability to lead in this evolving sector. As the fintech journey continues, the impact of women in reshaping India's financial technology landscape will undoubtedly be a defining narrative in the years to come.

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July 23, 20214 Minutes Read

Komal Mangtani: The Rebellious Girl Learned Coding and Is Now One of America’s Top 50 Women in Technology

Coming from a conservative family in Surat, Komal's rebellion was taking up Coding as a career. Today, Komal is the Senior Director and Head of Engineering and Business Intelligence at Uber.

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Komal came from a conservative family in Surat. The idea of women working or going away for higher education was not popular.

"I come from a conservative family. People were loving but not necessarily giving me the right feedback.
Back then, traveling 200 km to study, staying in a hostel, was all a no-no. I distinctly remember crying, trying to convince my family this was the right thing for me."

So Komal rebelled and decided to take up Coding.

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Having the right career guidance is important. It is easier to succeed when what you are doing matches your interests. To get a free online test in career planning click here!

Using education as a ticket to independence Komal once said, "For me, computer engineering became a ticket to freedom, to independence." Coding helped Komal explore her career differently. She could move away from social norms that were otherwise tying her down.

The initial struggle

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It was not easy though. Komal studied engineering almost 20 -- 25 years back. During the 1980s- 1990s. Computers were not easily available then.

"I had to pay by the hour for computer time!"

To save money, Komal started writing software programs on paper first. Then she would run to the local cybercafé and type those programs on the computer.

Komal, however, did not let these challenges discourage her. Instead, she started having fun. She treated these challenges like a game. Writing software programs and testing them gave an outlet to her creativity.

Converting challenges into opportunities
Komal's imagination was strong. She loved solving puzzles and riddles. When the computer programs she wrote didn't work, she treated them like a puzzle. It was her version of a video game.

Breaking society's rules

After graduation, Komal joined Wipro as a software engineer. The society, however was not happy. At that time, people thought a working woman meant the family was poor.

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At that time, Komal's father supported her.

Taking up a job...... Going away from home to pursue a career.... Pursuing Technology, which was predominantly a male-dominated profession...... Komal kept breaking the typical norms.

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Taking these risks paid off

The job in Wipro as a software engineer was the start of a successful career. Due to her background with Wipro, Komal could shift to the US. There she got an opportunity to work with Oracle in the US.

Later she joined Uber and has been in the news ever since! Today, Komal is a senior Director in Uber and heads engineering and business intelligence.

Komal on girls entering the world of Technology

Komal's advice to girls wanted to enter Technology is that they should broaden the definition of Technology. Match using Technology with their interests. She gives an example of YouTube and Facebook.

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One may be developing the next YouTube because she or she likes love watching videos. Similarly, one may create the next Facebook because he/she likes to socialize.

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Having the right career guidance is important. It is easier to succeed when what you are doing matches your interests. To get free career guidance about your dream career, click here!

According to Komal, having an equal number of men and women in Technology is beneficial to business. Since women think differently and bring a unique approach to solving problems -- which may be different from a man's approach.

Komal is a strong supporter of women joining Technology. She is on board of communities such as Women Who Code and Girls Who Code -- organizations that help girls make a career in Technology.

In fact, Komal was also instrumental in Uber donating more than a million dollars to Girls who Code to help girls develop technical knowledge at a young age.

Komal on empowering girls to make their own decisions

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Be it career or deciding what to eat, Komal firmly believes that girls should make their own choice.

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She feels that we need to empower girls to make decisions from a very young age. It can be a simple activity such as going to a restaurant and allowing them to order what they want. This helps boost their confidence."

Komal herself has 2 daughters. One is 10 years old and the other is 14 years old. She keeps telling her girls not to allow the world to define them. She feels girls should invest in themselves and now allow others to define their strengths and weaknesses.

If you wish to pursue a career in computers and Information technology, you can check out our free online courses in Information Technology
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