Kick up a Storm or Die Trying: the Success Story of Upasana Taku

July 23, 20213 Minutes Read
Success Stories

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The past few years have seen a rise in online and digital payments. Even auto drivers and paan shops now accept digital payments. There are many well know international players in the market -- GooglePay, PayTm, AmazonPay and others.

Occupying pride of place with these international players is an Indian name – Mobikwik.

Adding to this pride is the fact that an Indian woman is its co-founder. Meet Upsana Taku, the girl behind Mobikwik.

Upasana broke many myths and stereotypes with her career choice.

  • Staying away from home: Upasana was born in Surat. She moved all the way to Jalandhar in Punjab to study engineering.

  • Studying industrial engineering: While many girls her age were busy pursuing more women-oriented courses, Upasana chose a male-dominated, technical field. She decided to pursue industrial engineering.

  • She even went to the USA to complete her MS in Management Science and Engineering. That too from the very prestigious Stanford University. Upasana was focused right from the beginning!

  • Coming back to India: In the US, Upasana worked on many important projects. These projects were worth millions of dollars.

    Her family had reservations about Upasana giving up her comfortable life in the US. After all, she had a stable, successful career there.

    Upasana, however, wanted to come back to India. She wanted to contribute to the country.

  • Establishing her own startup: In India, Upasana met her future husband, Bipin Preet Singh. Together, they started Mobikwik.

  • Leading finance and technology: Upasana broke the stereotype that women find it challenging to handle FinTech (finance and technology). She was the one heading FinTech in Mobikwik. Even before starting MobiKwik, Upasana was successful in FinTech. She held key positions in international companies such as HSBC and PayPal.

    Upasana has proven that girls can lead in finance and technology. And achieve success! In 2016, she was featured on the Forbes Asia "Women To Watch" list.

    If like Upasana, you are interested in a career in finance, we have a whole range of free online courses for you to help you understand finance better.

As a girl and a startup founder, Upasana had to face challenges too. But she did not let them affect her spirits…

When Upasana was managing finance at MobiKwik, she would often meet bankers, auditors, and investors. They were usually surprised to see a woman handling finance. Sometimes, they would even request that a male deal with them instead of Upasana.

Upasana did not let such biases affect her. She confidently handled finance as well as technology...

As a start-up founder, Upasana had to multi-task…

She was managing finance and hiring people. None of this was easy. She had to find talented people. Then see if they fit with her company's expectations. And then convince them to join a new organization. All this was challenging. But Upasana was not someone who gives up.

Her motto was simple: Kick up a storm or die trying. So Upasana kept trying and managed it confidently.

Upasana was always focused and goal-oriented. Once she decides something, she tries her level best to achieve it.

She once said, "Tenacity is key. When you start something new, the ecosystem doesn't accept you easily; people say no. It took us 10 months to get the first bank onboard for wallet loading, while the second one happened in 15 days. It took us 3-4 months to get our first few top merchants in 2014. Within 3-4 months we closed eBay, Domino's, and other large merchants. All because I held on tight."

In fact, so dedicated were Upasana and Bipin to their startup that they even took work breaks during their wedding day!

Their hard work paid off! Today, Mobikwik is one of India’s leading fintech ventures!

Today, there are many women leaders in both Finance and technology.
If you wish to establish a career in finance or know more about international finance, international economics, or even basic topics, we have free online courses for just the same!

From introductory courses to more niche courses, we have an entire section dedicated to free online courses for finance and technology. Do check them out now!

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Success Stories
January 24, 20193 Minutes Read

Last Minute Tips to Crack Railway Exams

The RRB (Railway Recruitment Board) has released recruitment notification for various job roles including JE (Junior Engineer), Group D positions, RRB ALP and more. There are around 2,45,000 vacancies in various job roles in the railways this year, and this is a great opportunity for aspirants to grab. If you are preparing for one of the railway exams that are almost around the corner, like the JE (Junior Engineer) exam which will be held tentatively in April/ May, then it's time you change gears and start doing very serious preparation. Here are a few last minute tips that can be made use of in all railway examinations:

  1. Go through the entire syllabus and pattern of the exam you are going to take in order to create a proper plan in the limited time you have. Generally, most railway exams have the following 4 sections: Mathematics/ Quantitative Aptitude, Logical Reasoning, General Science and General Awareness. Understand thoroughly the portions that come under each topic and come up with a study plan.

  2. Have a subject-wise strategy in place. Every subject demands a different kind of approach and in the last few days before the actual exam, you need to strike the right chord, so that you don't waste time. Figure out the important topics that need to be focussed on under each subject. Here are some of the important topics in each section:

    Mathematics : Percentage, Ratio and Proportion, BODMAS, Compound Interest and Simple Interest, Time and Work, Algebra, Geometry, Trigonometry

    Logical Reasoning : Blood Relation, Direction, Analytical Reasoning, Analogy, Statement Argument, Assumption, Classification, Syllogism

    General Science : Classification, Life Processes, Ecology, Sources of Energy, Reproduction, Acid, Bases and Salts, Metals and Non-Metals, Chemical Reactions, Units and Measurement, Heat, Force, Electricity and Magnetism, Gravitation

    General Awareness: Keep yourself abreast with the current affairs, watch informational videos, read PDFs and the newspaper every day. Questions from science and technology, sports, culture, personalities, economics, politics, etc. are asked regularly.

  3. Practice online mock tests every day. Competitive exams like these are all about speed and accuracy. With the enormous number of people taking these exams every year, the slightest difference in accuracy and speed can make a lot of difference. So, practiceonline railway mock tests every day to feel confident by the day of the exam.

  4. While giving your mock exams, make sure that you don't linger on to a single question and waste time. Make sure to spend a maximum of 1-2 minutes on a question and if you still can't crack it, move on to the next one. Later, once the entire exam is done, go back to the difficult questions and try cracking them.

  5. Last minute study tip for Mathematics: Start with the less difficult lessons including LCM, HCF, Average, Percentage, Profit and Loss, Simple and Compound Interest, etc. Get all the formulae by heart and get a strong hold on these basics. Nest, go for the slightly more difficult portions like Simplification, Time and Work, Time, Distance and Speed, etc. and only after you feel comfortable with these go for the next set of difficult chapters like Statistics, Probability, Permutation, and Combination.

  6. Last minute study tip for Logical Reasoning: Go in the same order of difficulty as mentioned for Mathematics. Start with practicing Puzzles, Distance and Directions, Blood Relations, etc, then move towards Seating Arrangements, Coding-Decoding, Input-Output, Assertion and Reasoning, and the like.

  7. Last minute study tip for General Science: Refer your class 9 and class 10 Science textbooks and brush up all the concepts. Make quick notes of all the important formulae, definitions, processes, etc.

  8. Last minute study tip for General Awareness: Find out all the events of national and international importance from the past six months. Focus on topics like Economy, Business, Politics, Various policies, Science and Technology, etc.

    Make sure these points are strictly followed so as to ensure success in any railway exam. The Glow & Lovely Careers (formerly known as Fair & Lovely Career Foundation) strives to enable every woman to achieve professional success and carve her own career path. We offer free online courses and free online mock teststo all aspiring women to aid her in her career development.

Success Stories
February 25, 20184 Minutes Read

A Day in the Life of a Human Resource Manager

Human Resource Management (HRM or HR) is one of the fastest growing specialiazations within management. It offers several well-paid opportunities in different roles like HR generalist, HR manager, HR consultant, training and development manager, executive recruiter and many others. Over the last few years, the role of HR professionals has evolved. They are now powerful people in an organization who understand the value of employees and have an important role in making business decisions. They are also responsible for building an organizational culture. From handling recruitments, payroll and employee retention to ensuring a healthy work environment for all the employees, a HR professional handles a wide range of responsibilities essential to long-term business success.

If you want to make your career in HR, the first step is to get a bachelor's degree, however, some employers prefer master's degree in human resources or an MBA. You can also take up online certification course to add value to your resume. Post this, you would need on-the-job experience where you can apply whatever you have learned. If you are looking to work at a managerial level, the right work experience will help you get there.

Why is HR one of the best career options, esepcially for women?

There are several reasons why women seek to make a career in the field of human resources.

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  • You get a chance to work and deal with people at different levels - great for people who are social and outgoing
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  • You have the power to recruit the right people and develop them - offers good opportunitities to use and hone your talent-spotting abilities
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  • Every day is a different day with a variety of work and new challenges - HR folks rarely complain about their jobs being 'boring' or monotonous
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  • You get an opportunity to change lives as you guide employees in making career-related decisions - The job offers a lot of emotional fulfillment
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  • You are paid really well - Goes without saying, money matters!

    The job of a HR professional is quite diverse and is not limited to just hiring people for an organization and handling payroll. It is much more than that. To give you an idea, here is the typical daily schedule of a human resource manager in a growing organization.

    If you are working at a managerial level in the HR department, you have to work closely with the heads of all the three departments- Recruitment, Operations, & Administration.

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  • The day typically starts with checking emails for any requirements. Next task is to sit with the team to discuss the day's schedule. Once you have the agenda for the day, it becomes easy to prioritize all the tasks and get the work delivered within the timelines.
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  • Then comes taking follow-ups on the current openings in the organization. If there are any interviews already lined up, you need to check they are happening as per the schedule so that the positions get closed on time. Interviews normally happen in the morning and depending on the role and number of candidates, the process can stretch till evening. In case of new candidates joining, the on-boarding activities occupy most of the time in the morning.
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  • Post lunch is when other non-recruitment tasks are taken up. If there are any review or appraisal meetings planned, your responsibility as a manager is to see they are happening and ask for updates from the head of departments. After the reviews and ratings are given to the employees, next step is to coordinate with the HR head who will discuss with each employee, on the ratings given.
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  • Another thing which is part of your daily schedule is to keep a check on HR administration activities as they contribute in a smooth functioning of an organization. These activities are taken care of by dedicated admin staff and include both general and HR-related tasks like:
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  1. Filing employee documents
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  1. Distributing information to employees
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  1. Helping in scheduling meetings and arranging meeting rooms
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  1. Making travel arrangements
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  1. Processing expense reports
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  1. Ensuring the repair work is done
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  1. Maintaining food quality
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  • During the day, your team might get additional requests from other departments such as providing data on the number of employees in a particular project or department. Here you need to ensure your team is catering to such requests on time.
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