Nirmal Chandal “The Ekal Nari”

October 15, 20213 Minutes Read
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At the age of 23, a widow accused by society as evil single-handedly changed the lives of 16000 other widows.

Forming an organization Ekal Nari Shakti Sanghatan, she supported them mentally and gave them social rights and social security.

This woman has set an example to keep going, no matter what life brings to you!

Opportunity knocks at the door. Her friend came by and told her about the opportunity that she could not miss out. SUTRA (Social Uplift Through Rural Action ), an organization that works towards rural upliftment, provided job opportunities for women.

This raised Nirmal's hope. She immediately applied for the job. Nirmal was expecting a clerical-level job at Sutra. But she was only a matric pass.

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She had never seen a laptop or a cheque in her entire life. But she believed in herself and was full of positivity. Surprisingly, she got a job as an accountant at a monthly salary of Rs 350. This was the turning point of Nirmal's life.Determined Nirmal was doing very well at her job. Her other colleagues and seniors were noticing her work. It was a small village, so the news spread like a fire and everyone came to know about her progress.

A day that changed everything

Her ashamed parents, not so happy with their daughter's decision, offered her a monthly help of Rs.500. In return, they asked her to leave the job. But she could not let anyone stand beyond her self respect. She denied. "If I financially depend on someone, they will have control over my life", she said.

Society accused her of being 'shameless', but she didn't bother because she had something big planned for herself.

One fine day, SUTRA sent her to Rajasthan to attend widows meet. This march aimed to go to the chief minister's house and ask for the rights of single or widows. She was amazed to see women like her wearing colourful clothes and jewellery.

By staying amongst the women having the same sufferings as her, she was very discomforted. She noticed that be it of any region; women have to suffer unnecessarily.

The rise of Ekal Nari Shakti Sanghatan.

After returning from Rajasthan, she decided to keep a similar meet of widowed women from her locality. Nirmal was indeed a woman who always helped others. After that, she collaborated with various NGOs.

Around 120 widowed women gathered at the SUTRA premises. They did a silent protest by applying sindoor and bindis.

Nirmal and these women discussed a variety of topics. Like how to lodge an FIR, self-help groups to start small businesses, etc. She then named this organization *Ekal Nari Shakti Sangathan. *She also created a WhatsApp group that shared job vacancies. Later more and more women from various districts joined this group.

Nirmal did not stop there; she wanted to secure the lives of all the women in her organization.

She further went on a foot march to Shimla at the CM house and presented her 25 point plan. This plan included demands for land, income, jobs, pension, seats in elections, etc. Out of which, health insurance, ration cards for single women, and social security were implemented in the whole state. Women from age 19-90 years were all benefited from this gigantic move by Nirmal.

The Nirmal who was made to sit in a dim-lit room and blamed for killing her husband made the following progress for other widows like her:

  • Pension increased from rs.200 to RS. 300 for windows

  • Single women got their ration cards.

  • Health check-ups up to rs.5,00,000 were free for single women.

  • Educational funds increased under Mother Terresa Asahaya Matri Sambhal Yojana.

    There are also many scholarship programmes on Glow and Lovely Careers website for women. You can choose any scholarship that suits your educational need!Nirmal and her organization have been successful in breaking the stereotype. But yet they still face accusations and hatred from society. But none of these is going to stop her. Nirmal is 56 at present, but her heart is still 23. Giving land rights to women is her next goal. The Ekal Nari is never going to give up!

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February 6, 20193 Minutes Read

Tips to Crack Insurance Exams

The insurance sector is one of the biggest sectors in the Indian economy and has tremendous growth potential. This is one sector that grows with the country's economy. Insurance services form the foundation for smooth functioning of all business and commercial activities. For all aspirants of careers in this sector, you have come to the right place, because the Glow & Lovely Careers (formerly known as Fair & Lovely Career Foundation) provides free online mock tests for candidates preparing for insurance exams. These are prepared by experts in the field and will ensure success if practiced sincerely.

A career in the insurance sector is a very rewarding and fulfilling one. The job prospects are quite wide as you can look at various kinds of jobs in the sector including that of an insurance agent, assistant manager, administrative officer, SSO (Social Security Officer), actuarial analyst, insurance analyst and more. Make sure that you get proper career guidance from an expert so that you can choose the job that suits you the best. The selection process for Insurance exams consists of the prelim exams, mains, and the interview stage.

All exams conducted by the insurance sector of India are very competitive with lakhs of candidates applying every year for it. You have to meticulously prepare for every section under the exam if you have to clear it. Insurance exams in India consist of both private and public groups like UIIC, OICL, NIACL, NICL, and LIC. Here are some tips for you to understand and follow, to make your exam preparation easier:

1.Understand the syllabus and exam pattern well

The syllabus of the exam must be understood in detail. Only then will you be able to decide which portions to focus more on. Similarly, knowing the exam pattern is of utmost importance. You need to be well versed with the kind of questions that can be asked in the exam. Hence, a lot of rigorous preparation is required. Most insurance exams consist of the following sections:

Quantitative Aptitude: Data Interpretation, Simplification/ Approximation, Number Series, Quadratic Equations, Quantity based problems, Ratio & Proportion, Percentage & Averages, Profit & Loss, Mixtures & Allegations, Pipes and Cisterns, Boats and Streams, Simple Interest & Compound Interest, Time, Work and Wages, Time & Distance, Permutation, Combination & Probability

Logical Reasoning: Seating Arrangement (Circular, Linear, Square), Puzzles, Syllogism, Input-Output, Coding-Decoding, Blood Relations, Alphanumeric Series/Number Series/Alphabet Series, Order and Ranking, Direction based questions, Data sufficiency, Inequalities

English: Reading Comprehension, Cloze test, Fill in the blanks, Error Spotting/New Pattern Error Spotting, Sentence Correction/Sentence Improvement, Para Jumbles, Para Summary, Odd One Out, Para Completion

**General Awareness: **Banking, Insurance & Financial Awareness, Current Affairs, GK

**2. Practice online mock tests: **Most exams are conducted online these days. Hence, if you do not acquaint yourself with this mode of examination, then it would get really difficult for you to crack the exam. Practicing online mock exams is of utmost importance. It not only helps you to get acquainted with the exam pattern but also improves your speed and accuracy.

3. Prepare well for the GK & English sections: Most students tend to not focus too much on these two sections. This could cost them big time during the exam. Preparing well for these sections could prove to become a game changer for you. So, make sure you keep yourself abreast with all the current affairs and other general knowledge aspects, and also read good English newspapers every day, as this will help in improving your English language as well. You can also expect a few questions that test your computer knowledge.

4. Research and find out the repeated question types: In every exam, there are a few question types that are repeated every year. You need to solve question papers from the past 10 years at least to understand what these repeated questions are. Focus more on such questions.

5. Prepare for the descriptive section: Insurance exams for certain posts like the AO (Administrative Officer) have a descriptive test section as well. You will be asked to write an essay, letter, precis or the like in this section, within a time limit of 30 minutes. Hence, good writing skills as well typing speed is required here.

The insurance sector is one of the strongest sectors in the country and is expected to grow considerably in the future. Choosing to work in this sector would be a great decision as you are sure to have an illustrious career path. The Glow & Lovely Careers provides free online mock exams to help you excel in the actual exam and also supports all women that wish to embark on this journey.