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June 21, 20213 Minutes Read

Chinu Kala : The 15 Year Old Girl Who Started with Rs 300 and Turned It into a Business Worth 15 Crores

Convert stones into milestones. While this saying is understood by many, it is applied by a few. And those few create history. Standing up against difficulties is tough. What makes it even more painful is doing it against your family. Working your way up is a struggle. And at every point of time, Chinu Kala had to face this struggle to rise to the top.

At the age of 15, when most children are about to end their school life and enter college life, young Chinu had to face uncompromising opposition from her family and was eventually thrown out of the house and left to fend for herself. With Rs. 300 in hand, surviving was tough, even in the '90s.

Young Chinu never looked back. She stayed at a dormitory where even the cost of per night's stay could end up that Rs. 300 in a month. And her accommodation only included a mattress. Chinu knew that this money would finish quickly if she did not take immediate steps. Thus began Chinu's journey in the business world.

Rs.300, though it was a good amount in the '90s, it was not enough to start a career, let alone a business. Determination and efforts can move mountains. This is what Chinu had in her. She started as a salesperson and knocked on every door that came in her way. Since it was the 90's, knocking on every door was not as difficult as it is now. But the chances of rejection were never less. Since she was a young teen with no prior training about sales, Chinu had to face rejections far more often. While most people would get frustrated and give up, she did not. The rejections made her even more determined.

Chinu was not the Young Chinu now. At the bare age of 16, she had matured into a woman who was ready to work tirelessly to achieve what she wanted. Her efforts resulted in her being promoted as a supervisor. Her efforts landed her the job of waitressing at a restaurant. Slowly but steadily, those Rs.300 started blooming. At that time, Chinu changed jobs for the better, and within 3 years, she became financially stable.

Chinu married Amit Kala in 2004 and 2 years later, she entered the Gladrags Mrs India Pageant. This is where she had her first brush with the fashion world. She started working as a model and realized the gap between the fashion industry and fashion jewellery. Whatever Chinu had saved, she decided to invest it into fashion jewellery, and thus Rubans was born in 2004.

Since Chinu was brought up in a humble background, she knew everything costed money. Her designs and prices were such that a middle-class person could afford her jewellery just as easily as a wealthy person could. From a small startup, the eventual rise of Rubans had started.

From struggling to afford a small retail space in Bengaluru to opening branches in Kochi, Hyderabad, and Koramangala, Rubans was ready to enjoy the fruits of Chinu's efforts. Sales grew exponentially. Hundreds became thousands, and thousands became Lakhs.

Rubans became a known name with every passing day. Dedication, efforts, and the refusal to break even in the worst scenario helped Rs.300 to reach the 15 crores.

Chinu's story is an inspiration for everyone who aspires to make their dreams come true. We, at Glow and Lovely, wish that every girl is able to achieve her dreams and fulfil her wishes. For this, there are different initiatives that you will find on this site. From online courses and career guidance for girls to scholarships, jobs for women and internships -- we are there to help whenever you wish.

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Success Stories
August 2, 20194 Minutes Read

Study Plan- How to Crack SSC Exams Without Coaching

To crack any competitive exam, a structured and systematic method of preparation is essential, especially for a very competitive exam like the SSC online test. For this, what you need is a proper study plan. Following a well-structured study plan will surely help you to crack the SSC online exam without having to depend on any coaching centers. Since the SSC exams are mostly online, the wisest idea would be to do online test preparation and to keep practicing SSC online mock tests.

The SSC (Staff Selection Commission) conducts exams for various posts coming under different ministries/departments in India. Some of these exams are the CGL (Combined Graduate Level) exam, Junior Engineer exam, Stenographers (Grade C and D) exam, SSC JHT exam and more. These exams are conducted from time to time throughout the year. Most SSC exams have almost the same syllabus, with one or two of the sections differing based on the particular exam. For example, in the SSC JE exam, there will be a section with engineering questions as this exam is conducted to recruit candidates for the Junior Engineer post. Similarly, for the JHT (Junior Hindi Translator) post, there will be questions to test the candidate's proficiency in Hindi. Apart from these, most SSC exams have the following syllabus:

Quantitative Aptitude: Data Interpretation, Simplification/ Approximation, Number Series, Quadratic Equations, Quantity based problems, Ratio & Proportion, Percentage & Averages, Profit & Loss, Mixtures & Allegations, Pipes and Cisterns, Boats and Streams, Simple Interest & Compound Interest, Time, Work and Wages, Time & Distance, Permutation, Combination & Probability

Logical Reasoning: Seating Arrangement (Circular, Linear, Square), Puzzles, Syllogism, Input-Output, Coding-Decoding, Blood Relations, Alphanumeric Series/Number Series/Alphabet Series, Order and Ranking, Direction based questions, Data sufficiency, Inequalities

English: Reading Comprehension, Cloze test, Fill in the blanks, Error Spotting/New Pattern Error Spotting, Sentence Correction/Sentence Improvement, Para Jumbles, Para Summary, Odd One Out, Para Completion

General Studies: Questions in this section may be asked from numerous topics including Biology, Chemistry, Polity, Economy, etc.

The Glow & Lovely Careers (formerly known as Fair & Lovely Career Foundation) provides free online aptitude tests that you can take to ace the Quantitative Aptitude and Logical Reasoning sections of the exam.

Now that you have an idea of the syllabus for the exam, you can create a detailed study plan. Here are a few tips for the same:

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  1. Identify your weak areas and plan to work on those during that period of the day where you feel you can be most productive. For some people, it is the morning hours, and for some, it is the night time. Spend these productive hours practicing aptitude questions or maybe doing some English comprehension questions, if English is the toughest for you.
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  1. Make sure you spend at least 2 hours every day studying for all the 4 sections.
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  1. For each subject, aim to get the basic concepts cleared first. For example, in the first 3 months of preparation, aim to cover the following portions under each subject:

    Quantitative Aptitude: Basic Algebra (linear equations, polynomials, quadratic equations), number series, percentage, average, ratio & proportion, Simple & Compound interest, basic geometry

    Reasoning & Intelligence: Figure based questions, letter, and number based questions, blood relation, direction & distance, seating arrangement

    English Language: Basic grammar, vocabulary, synonyms & antonyms, sentence completion. Also, aim to keep increasing your reading speed.

    Once the foundation for every subject is made strong, then you can easily build on it.

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  1. In the next 3 months, aim to work on the rest of the topics and complete the entire syllabus in 6 months. This is easily possible as you will be devoting at least 6-7 hours daily. Only if you finish the entire syllabus in 6 months, you will get ample time to practice mock tests and online mock examsin the remaining months.
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  1. In the last 2-3 months of preparation, you need to devote a lot of time practicing previous years' question papers. This is extremely important as you will get clarity on the specific portions that you need to emphasize in case you are falling behind on any.
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  1. In addition to solving online practices questions and mock exams every day, make sure you learn the various shortcut methods, tips, and tricks to easily solve Maths and other questions. This will give you an edge over the other candidates. Make notes of all important equations, formulae, etc. and study them by-heart.
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  1. Make sure you are accessing the right online study material while preparing for these important exams. You will find a lot of material online, but not everything might be dependable. So, ensure that you are not wasting time on material that does not have the potential to bring out the best in you.

    The key to cracking a competitive exam without taking help from a coaching centre is to manage time and follow a strict daily routine. If you can manage your time well, then with the help of the Glow & Lovely Careers, you can easily crack any SSC exam and come out with flying colours.